Currently OnStar comes standard for one year in most new GM vehicles such as Chevrolet, Cadillac, Buick, and GMC, but people who buy their GM car, truck or SUV in 2011 will receive an additional tool that improves the usability and productivity of the already valuable OnStar technology suite of services. Starting with the 2011 General Motors  line-up, consumers will be able to download a powerful smart phone app that can . . . Read the Entire Article with Photos. Learn More about OnStar at Maxie Price Chevrolet in Loganville, GA

The bright and shiny new cars lure you in like a kid marveling at Christmas tree ornaments. The automobiles splayed before you not only represent movement and freedom, but the opportunity for improvement. There is an unspoken excitement when you think that soon you will be driving one of these beauties home. But before you can drive out of the parking lot, you have to make it through choosing, negotiating, financing and buying.

CHOOSING: Today, most people have done some sort of research on the internet about the car they want to purchase. It’s in your best interest to compare several makes and models and brands of similar vehicles online before heading to the dealership. Go to several companies’ main websites to get a general sense of features, mileage, and technology for the cars you like. Then check out websites with independent reviews and personal experiences of people who have driven those cars.

Once you have done a little research and narrowed down your options you’re ready to hit the lots. The salesperson is usually the first person you will meet at any particular dealership. Consider this person your dealer representative. It is his/her job to be the intermediary between you and the owner or general manager. Up front, ask to see all the vehicles you have previously researched and take them for a test drive. If the salesperson knows what you want early on, he/she can make your choosing experience go smoothly.

NEGOTIATING: Now that you have chosen the car you want, the nerve-racking task of agreeing on a price awaits. For new cars, there’s not much wiggle room in the price for negotiations. The brand headquarters sells the car to the dealership at a pretty steep price and suggests an MSRP that’s only a few percentage points above cost. The General manager of the dealership can sell the car anywhere in between those two price points. Keep in mind, he also has to pay the salesperson, the finance specialist, the support staff and still try to make a profit for the dealership from the money made off each car. During negotiations you should consider a decrease in price of 2% – 5% off MSRP acceptable for a new car. But this should not be expected. Some dealerships have already reduced the sticker price below MSRP for a special sale or to increase customer traffic.

FINANCING: Negotiating and financing tend to occur at the same time. While you are working with the  salesperson to determine a price, he/she is working with the finance specialist to get you a loan that will supplement the down payment and monthly installments you can afford. This is the part of the car buying process that tends to take the longest. Depending on your credit report and down payment, the finance specialist may have several options for you or just one. At any given time, don’t hesitate to put the financing on hold and get a quote from an outside institution like a credit union or bank. In the end, it is up to you to decide what the car is worth to you and how much you can afford.

BUYING: Once you have decided on the financing terms, you still have to go over all the details of your purchase. Most likely you will be sent to a customer service office where the representative will have you sign papers regarding terms and conditions of your loan, different insurance and warranty  options, suggested upgrades and many other important issues. You will also be required to procure insurance for your new car before you are allowed to drive it off the premises. Finally the salesperson will hand you the keys to your new car.

Congratulations on your purchase of a new car! The following are some important tips that will help you make the car buying process go smoothly.

• It can take up to 6 hours to buy a car. Expect to spend at least 2-4 hours at the dealership. Bring a book or other similar entertainment if necessary.
• If you have a trade-in, find out what it’s worth ahead of time. Try to sell it yourself to get more money, then use that as your down payment.
• Bring at least $500 – $1000 for a down payment. Most lenders won’t loan you money without a down payment.
• Don’t bring children. They just don’t have the patience or coping skills to sit through 4 + hours of negotiations and financing.
• Remember, you are going to be driving and paying for this car for the next 3 – 10 years and you should always feel comfortable when choosing and negotiating. If you ever feel pressured or bullied ask for a different sales representative or leave if necessary.

See Maxie Price Chevrolet for great deals on New Cars

Throughout June 2010, GM is offering up to $6,000 in rebate incentives for Chevy Silverados. Consumers can also take advantage of 0% APR for up to 72 months when purchasing a new Silverado (restrictions apply). Many dealerships are offering additional savings to the GM incentives.

Here are some awesome deals from Maxie Price Chevrolet in Loganville, GA. If you don’t live near Georgia, don’t worry, they ship all over the US.

NEW 2010 CHEVY SILVERADO 1500 FROM $14,885*

NEW 2010 CHEVY SILVERADO EXTENDED CAB FROM $19,425*

Deals and Discounts on almost ALL SILVERADOS!

DON’T DELAY GM REBATES END JULY 1, 2010

go to silveradoRebate.com to SEE MORE DEALS

go to myMaxiePrice.com to see INVENTORY

*$1,000 GM Rebate requires current ownership of a Pontiac or Saturn vehicle for at least 6 months or current ownership of a 1999 or newer Toyota or Lexus vehicle. Maxie Price Chevrolet makes every effort to provide full and accurate information. However, because errors may occur, please contact us to verify options, prices and rebate/incentive information before purchasing. All vehicles are subject to prior sale. All financing, leasing, rates, and terms are subject to credit approval. All new vehicle prices include the Destination Charge (freight cost). Toyota/Lexus Conquest Rebate requires buyer to own or lease a 1999 or newer Toyota or Lexus vehicle. All prices exclude state taxes and fees, motor vehicle registration charges, and processing fees. All taxes and fees will be paid to the legally appropriate states. Prices may have been discounted for the internet and may not be combined with any other past, present, or future offers or advertised promotions or specials. Prices valid through 06/30/10 unless otherwise noted and are available only by appointment scheduled through our Internet Sales Department. Deal must be complete and car must be paid in full by close of business that day. Prior sales, inbound and ordered vehicles excluded. No auto dealers, dealer’s agents, management, sales staff or employees of dealers, leasing companies, or export. Sale to Ultimate Retail Consumer only, one vehicle per customer. Cars pictured are for illustration purposes only, wheels and color may not be the actual car listed as the example.